Autotrader finance calculator

Auto Trader Limited is authorised and regulated by the Financial Conduct Authority in relation to consumer credit and insurance mediation activities. Our FCA firm reference number is 735711. Auto Trader Limited is a credit broker and not a lender. Representative finance examples are for illustrative purposes only. Finance is subject to status.Apr 30, 2009 · This calculator is used to determine what your monthly payment will be for the car you wish to buy. All you have to do is select a vehicle, and the Basic Loan Calculator will automatically fill in ... To finance $16,200 over 36 months (or three years) at 5% annual interest would cost you $483.55 per month, and the total interest charges would be $1,279.08. But what if you can’t afford more ...How to use this calculator . To use this calculator, simply enter the amount remaining on the loan you must pay, the amount borrowed on your new loan, the loan term and your interest rate.You will ...Get in the driver’s seat sooner: Shop our online inventory and connect with local dealers. This calculator tool is a resource to help estimate monthly payments based on the information you provide. We do not guarantee these estimates and terms. This calculator is not an application for credit, or a financing approval, and does not include ... A recreational vehicle (RV) loan provides financing for a purchase of a new or used RV, motorhome or camping trailer. RV loans come with various annual percentage rates (APRs), loan amounts and ...If there’s no sales tax in your state, you can skip this step. Finally, to calculate your monthly lease payment, you’ll add these three charges together: Monthly depreciation + monthly interest amount + monthly tax amount = monthly lease payment. $222.22 + $79.80 + $21.90 = $323.92. Back to Calculator.Pros. Lower Payments: Prices of new vehicles continue to climb each year as manufacturers add new features and technology. Leasing allows you to keep your car payment in check. Also, as mentioned earlier, leasing is a good way for automakers to package incentives and rebates into attractive monthly payments.People learn a lot of things in school. How to write and calculate the circumference of a circle, that the mitochondria is the powerhouse of the cell. However, school lessons don’t tell you much about managing finances.The annual interest rate is 5.0%, so the monthly rate is 5.0% divided by twelve. The number of auto loan payments is 60. The work to calculate monthly payments is shown below: This means that every month you will pay $377.42 for your shiny new car. Our auto loan calculator will provide detailed cost estimates for any proposed car loan. Check out our car finance calculator to see how much your repayments would be. If your salary and budget are small, chances are you'll be able to buy yourself a cheapie. ... She was creating content for various publications within Media24 when AutoTrader nabbed her for good, and is one of the longest-standing members of the …Use our auto loan calculator to estimate your monthly car loan payments. Enter a car price and adjust other factors as needed to see how changes affect your estimated payment. Let's estimate...Disposable income. An applicant also needs sufficient disposable income to pay off a car loan. Financial institutions usually work on 30% of the applicant's post-tax income as an upper limit to car loan repayments – if the car for which finance is desired would end up costing more than that every month, the loan is likely to be rejected.Using the Motorcycle Loan Calculator, you can adjust loan amounts and terms to help you decide which loan fits your life. Which short term low interest loan is best: 1, 3, or 5 year? How much do you need to own your perfect bike: $2500, $15000, $40,000? The MotorcycleLender™ loan calculator helps you to be in control of setting your loan ...Find used cars and new cars for sale at Autotrader. With millions of cars, finding your next new car or used car and the car reviews and information you're looking for is easy at Autotrader.Should you lease or buy a car? Get one step closer to discovering which option best fits your needs with our loan vs lease auto calculator. This loan vs lease auto loan calculator will help you compare monthly lease costs to monthly auto loan costs.In today’s digital age, technology has revolutionized almost every aspect of our lives, including the way we manage our finances. One area that has seen a significant transformation is taxation.Monthly Payment Calculator Use this calculator to estimate your payment for a car loan. Search Cars Look for a vehicle in your area. Carbon Footprint Calculator Estimate carbon emissions for any car. ... Capital One Auto Finance, 7933 Preston Road, Plano, TX 75024-2302Use our online car payment calculator tool to estimate and compare your monthly payments to lease or finance any new Nissan vehicle. ... lease or financing terms, credit history, trade-in appraisal, down payment and special offers. The above is how Nissan Motor Acceptance Corporation defines its credit rating ranges. Other creditors may define ...To calculate your monthly car loan payment by hand, divide the total loan and interest amount by the loan term (the number of months you have to repay the loan). For example, the total interest on ...In today’s fast-paced world, staying connected to your finances is more important than ever. With the rise of online banking, managing your money has become easier and more convenient.Pros. Lower Payments: Prices of new vehicles continue to climb each year as manufacturers add new features and technology. Leasing allows you to keep your car payment in check. Also, as mentioned earlier, leasing is a good way for automakers to package incentives and rebates into attractive monthly payments.van finance calculator summary. Borrowing £8,000 over 60 months could cost you £163.00 per month at 8.9 % (from rate available with Excellent credit). Apply now for your personalised, no-obligation quote. Apply now. Representative example: Zuto is a credit broker, not a lender. Our rates start from 8.9% APR. When deciding on financing vs. leasing, what's right for one person can be totally wrong for another. Learn more. 780-777-7777. Contact us. Dealership locations. Go Auto's Car Loan Calculator will make buying your next vehicle quick and easy. Use our auto loan calculator to know which vehicles are right for you.Get paid immediately. If you accept, the deal will be concluded and you will get paid immediately. If a little time and effort doesn't bother you, you can sell your car privately to over 3 million serious car buyers from R599 (28 …bike finance calculator summary. Borrowing £8,000 over 60 months could cost you £163.00 per month at 8.9 % (from rate available with Excellent credit). Apply now for your personalised, no-obligation quote. Apply now. Representative example: Zuto is a credit broker, not a lender. Our rates start from 8.9% APR.New Car Specials. Looking for a great deal on a new car? Get the best buy with these special offers, valid at participating dealers. Find the best deals on brand new cars in South Africa - AutoTrader.Vehicle Loan Calculator. We offer financing options for new or used cars, SUVs, trucks, vans and recreational vehicles that are sold privately or through dealerships. Try our vehicle loan calculator to see how much your monthly payments could be. Vehicle loan amount. Interest Rate1.Motorcycle Loan Calculator. This calculator figures monthly motorcycle loan payments. To help you see current market conditions and find a local lender current current Boydton motorcycle loan rates and personal loan rates personal loan rates are published below the calculator. The second monthly payment budget calculator shows how expensive of ...To calculate your monthly instalment, you will need the vehicle price, the deposit you can afford to put down, and your preferred repayment period. Once you gather all the figures, just put it into our Finance Calculator, and you will instantly get an estimate on what your monthly car payments will be. Keep in mind that the finance calculator ...People learn a lot of things in school. How to write and calculate the circumference of a circle, that the mitochondria is the powerhouse of the cell. However, school lessons don’t tell you much about managing finances.Contact the Seller. Show Contact Number. Used 2023 Ford Ranger 3.0 V6 Double Cab Wildtrak 4WD For Sale - R 1 048 900 - ID: 27231980.Contact the Seller. Show Contact Number. Used 2016 Toyota Fortuner 2.4GD-6 Auto For Sale - R 389 990 - ID: 27254726.Step 7 — $27,900 + $22,400 = $50,300 x 0.00100 = $50.30 (ACC plus RV times Money Factor equals Monthly Interest) Step 8 — $152.78 + $50.30 = $203.08 (Base Monthly Payment plus Interest equals Monthly Lease Payment before taxes) For most states, any state or city sales taxes that may apply should be calculated for and added to the monthly ...May 10, 2017 · May 10, 2017 AutoTrader launches finance calculators powered by dealers' own finance offers 10th May 2017 - London: Auto Trader, the UK's largest marketplace for new and used cars, has enhanced its trade adverts with the introduction of a finance calculator, helping dealers attract and appeal to a bigger finance audience than ever before. Selling your car through Autotrader Private Seller Exchange provides secure financing for only $99 or 0.99% of the selling price, whichever is greater. Fraud Prevention Our fraud specialty team uses biometric technology to verify users’ identity, manually reviews ads, follows strict payment protocols, and sets triggers in place to stop scammers.In this exercise, we're consulting the AutoTrader Finance Calculator and basing our calculations on the following criteria. The base price of the vehicle (excluding options) is taken over the maximum period of 72-months without a balloon or residual payment. The interest rate is set at an estimated 13.25% and a 10% deposit or trade-in is …Car finance online with AutoTrader offers quick approval for a large amount at a low-interest rate starting from 7.25% and a flexible repayment term up to 72 months – benefits; a tailored service plan and comprehensive insurance.Using Autotrader's car payment calculator, if you finance $40,200 for 60 months (5 years) at 5.97% interest, you will pay $777 per month. Your total interest paid over those five years will be $6,397. Knocking just one point off that interest rate to 4.97% reduces the monthly payment to $758.bike finance calculator summary. Borrowing £8,000 over 60 months could cost you £163.00 per month at 8.9 % (from rate available with Excellent credit). Apply now for your personalised, no-obligation quote. Apply now. Representative example: Zuto is a credit broker, not a lender. Our rates start from 8.9% APR.An auto loan is a sum of money that you borrow in order to buy a car. The person or organization lending you the money is known as the lender, and the person or organization who borrows the money is the borrower. The borrower agrees to pay back the full amount they borrowed by a certain date in the future. They also pay interest, which is a ...Calculate . Use our car loan calculator to estimate your monthly car loan repayments. Track . Track your application status and access your applications online. My Debt . If your debt is taking control of your life, speak to us first.Quickly find out how much you can borrow and your monthly repayments using our car finance calculator. Securely apply for a car loan online today!bike finance calculator summary. Borrowing £8,000 over 60 months could cost you £163.00 per month at 8.9 % (from rate available with Excellent credit). Apply now for your personalised, no-obligation quote. Apply now. Representative example: Zuto is a credit broker, not a lender. Our rates start from 8.9% APR.Use NerdWallet’s auto loan calculator to see an estimate of your monthly car payment and total loan cost based on vehicle price, interest rate, down payment, sales tax, fees and more. Loan...Using Autotrader's car payment calculator, if you finance $40,200 for 60 months (5 years) at 5.97% interest, you will pay $777 per month. Your total interest paid over those five years will be $6,397. Knocking just one point off that interest rate to 4.97% reduces the monthly payment to $758.Finance calculator notes. Banks will often require a deposit of around 10%. Interest rates are influenced by the age of the car, your credit history as well as various other factors. The interest rate applicable will need to be confirmed with your finance provider on application. *Please note that these calculations are only estimates and must ... Monthly Payment Calculator Use this calculator to estimate your payment for a car loan. Search Cars Look for a vehicle in your area. Carbon Footprint Calculator Estimate carbon emissions for any car. ... Capital One Auto Finance, 7933 Preston Road, Plano, TX 75024-2302This calculator will help you determine how much car you can afford. Financing Calculator. Vehicle price ($) Interest rate (%) Period (month) Down Payment ($) Calculate. Monthly Payment. Total Interest Payment. Total Amount to Pay. 370Z® NISMO IT’S CLOSER THAN YOU THINK. FORD FOCUS MADE WITH LOVEDisclaimer: While we make every attempt to give you the best possible tools and information, AutoTrader SA, its agents, employees and accredited financiers will accept no responsibility for any loss or miscalculations that may arise. All calculations made on this calculator are to be used as guidelines only. It is based on the information you have provided and does not take into account ...Calculate Your Car Loan Payment. Price ($): Deposit ($): Interest p.a (%): Loan term: Calculate. Your monthly repayment: per month. Calculate your Car Loan or Financing Repayment schedule with carsguides Car Finance Calculator.Calculate how much your monthly car instalment will be. Purchase price. N$. Minimum purchase price is N$ 30,000.00. Deposit. N$. Balloon payment. %. Interest rate.A consumer’s satisfaction with an engine depends on what metric is used. According to AutoTrader.com, a V8 engine provides a great deal more power than a V6 engine, but the latter offers much better gas mileage.See the latest and greatest features of the newly redesigned cars, trucks and SUVs headed to a dealer near you. Search by car manufacturer or specific models to get an in-depth preview of the latest tech, specs, features and photos for the latest model year. Discover new car prices and used car values for any vehicle, current deals, MSRP, and ...1. Credit and collateral subject to approval. Existing Navy Federal loans are not eligible for this offer. Auto refinance loan must be at least $5,000. Loan must be open for at least 60 days with first scheduled payment made to be eligible for the $200, which will be credited to the primary applicant’s savings account between 61 and 65 days ...Estimate your monthly payments with CycleTrader's motorcycle loan calculator and see. how factors like loan term, down payment and interest rate affect payments. Motorcycle loan calculator estimates monthly payments; factoring in interest rate, term, amount and down payment on motorcycle financing, including bad credit. Let's say you applied for an RV loan of $100,000 with an interest rate of 8% and a 15-year term, following is how you would calculate the monthly payment for your RV loan. Monthly Payment = (P * i) / (1 - 1/ (1+i)^n)) Monthly Payment = (100000*0.08) / (1-1/ (1+0.08)^180)) Monthly Payment = $955.65 The monthly payment for this RV loan is $955.65 ...We use a standardized finance model here for the purpose of illustration. You will have to apply for your own finance to see what rates and terms you qualify for as each finance agreement is tailored to the applicant's own personal credit profile. If you know what you qualify for, you can head over to the AutoTrader Finance Calculator and see ...You can use Auto Trader’s car valuation tool – it’s an easy and accurate way to find out how much your car is worth. Simply enter your car registration and mileage to start, and we’ll give you both a private sale and part-exchange price so you can to decide what to do with your car. It's completely free to get your valuation with us and ...We are making use of the AutoTrader Finance Calculator and basing our calculations on the following criteria. The base price of the vehicle excluding optional extras when financed over 72 months without …Disclaimer: While we make every attempt to give you the best possible tools and information, AutoTrader SA, its agents, employees and accredited financiers will accept …Finance calculator notes. Banks will often require a deposit of around 10%. Interest rates are influenced by the age of the car, your credit history as well as various other factors. The interest rate applicable will need to be confirmed with your finance provider on application. *Please note that these calculations are only estimates and must ...Finance helps businesses achieve their goals by providing the funding they need to achieve them. Without funding, businesses cannot be successful. Money helps businesses hire staff, produce product and rent facilities for office space.Auto Loan Calculator. Use this car payment calculator to estimate monthly payments on your next new or used auto loan. Simply enter the loan amount, term and interest rate to calculate your monthly auto loan payments. This calculator will help you determine how much car you can afford.AutoTrader calculates vehicle values based on over 3 million points of data using both regional and national data. What is taken into consideration? Model and trim, year, mileage, and location.Managing your finances can be a daunting task. With the right tools, however, it doesn’t have to be. Free checkbook register software can help you keep track of your spending and make sure your finances are in order. Here’s how you can get ...Find your perfect car today. With more used cars and new cars for sale than anywhere else in South Africa, AutoTrader makes buying your next car easier!1. Credit and collateral subject to approval. Existing Navy Federal loans are not eligible for this offer. Auto refinance loan must be at least $5,000. Loan must be open for at least 60 days with first scheduled payment made to be eligible for the $200, which will be credited to the primary applicant’s savings account between 61 and 65 days ...New 2024 Mercedes-Benz GLS 450 4MATIC. See estimated payment. (419) 982-2931. New 2023 Audi Q8 Prestige. (239) 241-7717. New 2024 RAM 5500 Tradesman. New Inventory and Price Drop Alerts! Get real-time updates when the price is lowered or when there are new matches for this search. Notify Me.In today’s digital age, technology has revolutionized almost every aspect of our lives, including the way we manage our finances. One area that has seen a significant transformation is taxation.We don't mess around when it comes to figuring out what your car is worth. Car and Driver utilizes data from our sister company, Black Book, an auto industry leader in vehicle-value data analysis ...bike finance calculator summary. Borrowing £8,000 over 60 months could cost you £163.00 per month at 8.9 % (from rate available with Excellent credit). Apply now for your personalised, no-obligation quote. Apply now. Representative example: Zuto is a credit broker, not a lender. Our rates start from 8.9% APR.To calculate your monthly car loan payment by hand, divide the total loan and interest amount by the loan term (the number of months you have to repay the loan). For example, the total interest on ...Loan Payment Calculator. This calculator is intended solely for general informational purposes and to provide a rough estimate based on the information you have provided. You should not base your decision on this estimate alone. Please note that title, registration, tax and other fees, and personal circumstances such as employment status and ...Calculate how much your monthly car instalment will be. Purchase price. N$. Minimum purchase price is N$ 30,000.00. Deposit. N$. Balloon payment. %. Interest rate. Feb 16, 2023 · The tool will ask you for factors including: Monthly car payment target Information on cash down payment Details about car trade-in value Preferred loan terms Sales tax rate When you plug in the details that affect your monthly payment, the tool estimates a car price to give you a target range to aim for when shopping. Whether you’re choosing between HP or PCP, or considering PCH leasing, you can compare different finance options on Auto Trader to find what’s right for you. 4.7 /5. based on 86,687. About Auto Trader. If you are looking for motorhome finance, Auto Trader Motorhomes can get competitively priced motorhome loans quickly and easily.Using Autotrader's car payment calculator, if you finance $40,200 for 60 months (5 years) at 5.97% interest, you will pay $777 per month. Your total interest paid over those five years will be $6,397. Knocking just one point off that interest rate to 4.97% reduces the monthly payment to $758.To help you with your calculations, AutoTrader offers the use of a handy finance calculator. By clicking here you will be able to enter in the specifics pertaining to the vehicle price and the finance agreement you wish to enter into. This will help you see how much a particular car will cost each month based on how much deposit you are able …How financing works at CarMax. Get pre-qualified to get an idea of what you can spend. If you find other financing after you buy, use our 3‑day payoff program. *Tax, title, and tags vary by state and will be calculated at the time of purchase. Values displayed are illustrations only based on 8% APR and do not constitute a request for specific ...Get your car's value in real-time from Kelley Blue Book, the most trusted resource on the planet for used car value. Get Blue Book resale value, trade-in value, or even a cash offer from a dealer. This information and other criteria will help you instantly calculate an estimated monthly cost of financing for your car payment. Use this simple calculator alongside our affordability tool to find the …To calculate your monthly car loan payment by hand, divide the total loan and interest amount by the loan term (the number of months you have to repay the loan). For example, the total interest on ...Jan 14, 2013 · The website is rich in up-to-date reviews, comparison apps and vehicle specifications, as well as links to AutoTrader's own brand of insurance and finance quotes. The site is filled with relevant advertising and pertinent links. Their website offers a link to AutoTrader.com Visitor Agreement, which states the terms of doing business there. The ... Use our handy finance calculator to get a rough idea of what you can expect to pay on the instalments. You can find that here: Finance Calculator Chad Lückhoff With over 18 years of motorsport commentary and a passion for 90s Japanese Sports Cars, Chad Lückhoff is happiest when surrounded by drift cars and smoking tyres.car finance calculator summary. Borrowing £8,000 over 60 months could cost you £163.00 per month at 8.9 % (from rate available with Excellent credit). Apply now for your personalised, no-obligation quote. Apply now. Representative example: Zuto is a credit broker, not a lender. Our rates start from 8.9% APR.If there’s no sales tax in your state, you can skip this step. Finally, to calculate your monthly lease payment, you’ll add these three charges together: Monthly depreciation + monthly interest amount + monthly tax amount = monthly lease payment. $222.22 + $79.80 + $21.90 = $323.92. Back to Calculator.Auto loan calculator with trade in option to calculate the cost and monthly payments for your car loan. Car Loan Calculator: Vehicle Price $ Down Payment $ Loan Amount $ Loan Terms. Year Month Interest Rate. Payment Frequency. Monthly Bi-weekly Trade In Value $ …Use this auto calculator to estimate your monthly auto payments, including estimates for taxes, and trade-ins. Auto loan refinancing could potentially help your decrease your monthly payment, decrease your interest payment or both! Check out our auto loan calculators and determine how much you can afford and what your monthly payment will be ...Car Finance Calculator. Calculate your estimated monthly repayment as well as total interest based on the vehicle retail price. Calculate Now. ... Mercedes-AMG recently invited the AutoTrader team to sunny Spain to experience its first hybrid performance SUV, the GLC 63 S E Performance. The new model has ditched its V8 for a four-cylinder turbo ...Use this auto loan calculator when comparing available rates to estimate what your car loan will really cost, minus additional fees that lenders may enforce. Simply enter the amount you wish to...AMG Line Reverse Camera Active-Park Assist LED Static Headlights Panoramic-Sliding Roof Extended MBUX Functions Keyless Start Mirror Package 19inch AMG Multi-Spoke Alloy Trade ins welcome- Finance with all major banks incl. Mercedes-Benz Finance- Nationwide delivery. Speak to one of our 10 Certified Salespeople for more info on our HOLDING ...The PCP Calculator allows you to compare the costs of financing your car through a PCP loan and provides transparency of the real costs of PCP finance including monthly repayment schedules, costs and depreciation figures so you can make an informed choice when buying a new or used car with PCP finance. Please contact us if you would like ...This information and other criteria will help you instantly calculate an estimated monthly cost of financing for your car payment. Use this simple calculator alongside our affordability tool to find the …©2023 Toyota Motor Sales, U.S.A., Inc. All information applies to U.S. vehicles only. The use of Olympic Marks, Terminology and Imagery is authorized by the U.S. Olympic & Paralympic Committee pursuant to Title 36 U.S. Code Section 220506.Apr 27, 2022 · Here’s what to expect from an RV loan. You can adjust the loan amount, term or rate to see different results in the calculator. Loan amount: This is the amount you expect to borrow. Unsecured RV ... Contact the Seller. Show Contact Number. Used 2023 Ford Ranger 3.0 V6 Double Cab Wildtrak 4WD For Sale - R 1 048 900 - ID: 27231980.AutoTrader calculates vehicle values based on over 3 million points of data using both regional and national data. What is taken into consideration? Model and trim, year, mileage, and location.Apply online for a new or used Car Loan from Capital One Auto Finance. Get approved for a financing based on your needs and within your budget, with competitive lending rates.car finance calculator summary. Borrowing £8,000 over 60 months could cost you £163.00 per month at 8.9 % (from rate available with Excellent credit). Apply now for your personalised, no-obligation quote. Apply now. Representative example: Zuto is a credit broker, not a lender. Our rates start from 8.9% APR.Jun 2, 2022 · Cons: Price ratings don't tell users if a listing is overpriced — only if it’s a fair price. Autotrader's app interface. Listing a car on Autotrader: It costs $49 to list your car on ... Use our online car payment calculator tool to estimate and compare your monthly payments to lease or finance any new Nissan vehicle. ... lease or financing terms, credit history, trade-in appraisal, down payment and special offers. The above is how Nissan Motor Acceptance Corporation defines its credit rating ranges. Other creditors may define ...If you are in the market for a new car and have your sights set on a Hyundai Genesis sedan, it’s important to understand the various financing options available to you. One advantage of traditional financing is that it allows you to secure ...May 10, 2017 AutoTrader launches finance calculators powered by dealers' own finance offers 10th May 2017 - London: Auto Trader, the UK's largest marketplace for new and used cars, has enhanced its trade adverts with the introduction of a finance calculator, helping dealers attract and appeal to a bigger finance audience than ever before.Jan 30, 2023 · Quick car finance. Compare loan offers. Drive away today. Car finance with AutoTrader offers quick and easy approval for a large amount at a low-interest rate starting from 7.25% and a flexible repayment term up to 72 months – the most competitive vehicle finance in South Africa. To calculate your monthly car loan payment by hand, divide the total loan and interest amount by the loan term (the number of months you have to repay the loan). For example, the total interest on ...With the Honda Payment Estimator tool, it’s easier than ever to understand your financing and leasing options. Skip Navigation. Vehicles . FUTURE. Arriving Early 2024 LEARN MORE . Shopping Tools. Build & Price . See Offers . Search Inventory . Estimate Payments . Buy Online . Lease or Finance ...Help and disclaimer. The vehicle repayment calculator helps you calculate the monthly repayments you'd have to make for a given vehicle loan and loan terms. Start by specifying the purchase price of the vehicle you are interested in buying.Can you afford a car for sale on AutoTrader.co.nz? Use our simple loan repayment calculator to quickly estimate your weekly, fortnightly or monthly repayment.Where do I start? First, determine how much you can realistically afford to borrow and calculate your monthly payments.Use our loan calculator. You’ll want to consider these …Car Finance Calculator Calculate your estimated monthly repayment as well as total interest based on the vehicle retail price. Retail Price 72 Monthly Repayment R 0 Total …The annual interest rate is 5.0%, so the monthly rate is 5.0% divided by twelve. The number of auto loan payments is 60. The work to calculate monthly payments is shown below: This means that every month you will pay $377.42 for your shiny new car. Our auto loan calculator will provide detailed cost estimates for any proposed car loan. Auto loan preferred interest rate discount of 0.25% to 0.50% is based on reward tier and valid only for enrolled Preferred Rewards members at the time of auto loan application who obtain a Bank of America auto purchase or refinance loan. The maximum preferred interest rate discount on a Bank of America auto loan is 0.50%.The scoring system and you. 300 and 579, your rating is very poor, and you will most likely not be approved for car finance. 580 and 669, your rating is fair, and you are considered to be a subprime borrower and the dealership will consider your application. 670 and 739, you have a good rating, and as such, you are not likely to default on your ... | Cmthaw (article) | Mkglckx.